what's new!

Feeling the Squeeze?

If you're feeling the squeeze on your finances, we can help by allowing you to skip one month of loan payments at Perry Point Federal Credit Union. The money you normally use for loan payments can be used for any purpose – income taxes, utility bills, vacation, back to school expenses, holiday shopping, or whatever you need. Any member in good standing can skip one month of loan payments each calendar year. If you have a biweekly payment, this will allow you to skip two scheduled payments. Skip-A-Payment cannot be used for Visa credit card, home equity or unimproved land loans.

For a small fee of $10 per loan, we'll take care of everything. You can choose to have the fee deducted from your savings or checking account. If your loan payment is being made by Direct Deposit or Payroll Deduction, the payment will still come to the credit union but won't be applied to the loan. Instead we'll deposit it in your savings or checking account so you can withdraw it when you need it. Although interest on the loan will continue to accrue, you'll have the flexibility of using the money to catch up on your other bills.

If your bills seem overwhelming, let Perry Point FCU help take the pressure off. To learn more, print a form or call or stop by our office. To allow time to process your request, please submit your form by the 20th of the month before you want to skip your payments.

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We Like To Say NO

(as in "NO annual fee" and "NO penalty rate")

Say YES to the Perry Point FCU Platinum Visa Card with ScoreCard rewards!

Lots of credit cards look like great deals until you look closer. Then you find out they have high annual fees, and interest rates that skyrocket if one of your payments is late.

That's not how we operate.

We don't gouge our members. We give you a reasonable rate as low as 9.9% APR*, with NO annual fees, NO penalty rates, NO cash advance fees and NO balance transfer fees!

Say goodbye to annual fees and penalty rates. Say yes to the Perry Point FCU Platinum Visa card. Call, stop by or apply online today!

*APR = Annual Percentage Rate

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Save $$$ On Your Next Car Purchase

Not only is your credit union a great place to get the most affordable financing for your new or used car, we also have all of the resources you need to make the best decision on your purchase. Go to our RESOURCES page and click on For Car Shoppers where you’ll find lots of valuable information and links to help guide you in your next auto purchase. Here are some highlights:

Anytime Advisor – Free interactive online coaches help prepare you for your new or used car shopping experience.

MVCP and UBS – Free buying services that offer low pre-negotiated prices and information that can save you hundreds or thousands of dollars on a new car purchase.

Pricing Guides – Links to N.A.D.A., Edmunds, and Kelley Blue Book sites that provide pricing for new and used vehicles so you know what to expect to pay for your new vehicle and what you should get for your trade-in.

Vehicle Ratings – Links to Consumer Reports, the U. S. Environmental Protection Agency, the National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety can help you shop for a new or used car by considering reliability, safety and fuel economy.

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Refer a New Member – Get a Free Movie Ticket
You've already discovered a front row seat for savings... now share the wealth with everyone else eligible for Perry Point FCU membership. Here's a sneak preview of some of the special attractions available with a Perry Point FCU membership:

- No-Fee Checking Accounts
- Low Loan Rates
- No Annual Fee Credit Cards
- Free Online Banking and Bill Payment

Your friends and family will give our personalized service two thumbs up too. For a limited time, you can receive a free movie ticket for each new member you refer to Perry Point FCU. Click here for a form you can fill out and give to the member to present when he or she opens their account. We'll even provide the initial $5.00 deposit for the new member**.

After the account is opened, we'll mail you a free ticket that can be used anytime at any Regal Cinemas, Edwards Theatres or United Artists Theatres. There's no limit to the number of movie tickets you can earn, so get all of your family and friends to join soon. Click here for a list of groups eligible for membership.

**Maximum of $5.00 per person for each new member and 1 free movie ticket for the member who referred them. Offer good while supply of free movie tickets lasts.

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